An Overview of Indonesian Fintech Application

Abdillah, Leon Andretti (2019) An Overview of Indonesian Fintech Application. In: The 1st International Conference on Communication, Information Technology and Youth Study (I-CITYS2019), 23 December 2019, Bayview Hotel Melaka, Malacca, Malaysia.

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Abstract

The development of information technology has penetrated into a number of fields including financial services. Economic growth and the convenience offered by information technology-based devices such as smartphones have changed the face of the Indonesian economy towards a digital economy and involved FinTech. This study aims to find out how much Sharia-based FinTech services exist in Indonesia as the largest muslin country in the world. The author uses data released by the Financial Services Authority (OJK) as of August 2019. From this data, it can be seen that FinTech companies registered and licensed in Indonesia are still dominated by FinTech which operates conventionally. But in terms of utilizing the latest technology, FinTech companies in Indonesia have mostly used information technology, both Android and IOS based. Last but not least, the most used social media by Indonesia Fintech is Facebook. By looking at this study, it is hoped that the authorities and interested parties can take a step forward in order to increase the penetration of information technology-based FinTech in Indonesia.

Item Type: Conference or Workshop Item (Paper)
Uncontrolled Keywords: e-Commerce, Information and Internet Services, Computer Software, FinTech, Technological Innovation, Technological Change, Technological Innovation
Subjects: A General Works > AI Indexes (General)
T Technology > T Technology (General)
Divisions: Faculty of Engineering, Science and Mathematics > School of Electronics and Computer Science
Depositing User: AssocProf. Leon Abdillah
Date Deposited: 07 Jan 2020 04:01
Last Modified: 09 Jan 2020 04:00
URI: http://eprints.binadarma.ac.id/id/eprint/4105

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